Consumer/Commercial Certificates of Deposit 3 4 A CD SPECIALS (All CDs may be sold as IRAs - Penalties may be imposed for early withdrawal) | |||
---|---|---|---|
Product | Minimum to Open/Maintain | Rate | APY 1 |
12 Month Special | $2,500 | 1.74% | 1.75% |
15 Month Special | 2.18% | 2.20% | |
24 Month Special | 2.57% | 2.60% | |
Consumer/Commercial Certificates of Deposit 3 4 A (All CDs may be sold as IRAs - Penalties may be imposed for early withdrawal) | |||
Product | Minimum to Open/Maintain | Rate | APY 1 |
3 Month CD | $1,000 | 0.50% | 0.50% |
3 Month Jumbo CD | $100,000 | ||
6 Month CD | $1,000 | 0.75% | 0.75% |
6 Month Jumbo CD | $100,000 | ||
6 Month Variable CD 5 D | $2,500 | 2.50% | 2.53% |
12 Month CD | $1,000 | 0.90% | 0.90% |
12 Month Jumbo CD | $100,000 | ||
18 Month CD | $1,000 | 1.00% | 1.00% |
18 Month Jumbo CD | $100,000 | ||
2 Year CD | $1,000 | 1.25% | 1.26% |
2 Year Jumbo CD | $100,000 | ||
3 Year CD | $1,000 | 1.40% | 1.41% |
3 Year Jumbo CD | $100,000 | ||
4 Year CD | $1,000 | 1.60% | 1.61% |
4 Year Jumbo CD | $100,000 | ||
5 Year CD | $5,000 | 1.65% | 1.66% |
5 Year Jumbo CD | $100,000 | ||
CD IRA ONLY 3 4 A (Penalties may be imposed for early withdrawal) | |||
Product | Minimum to Open/Maintain | Rate | APY 1 |
30 Month Fixed IRA | $1,000 | 1.30% | 1.31% |
Consumer Interest-Bearing Checking Accounts 5 B | ||||
---|---|---|---|---|
Product | Minimum to Open | Interest Tiers | Rate | APY 1 |
Rewards Checking | $100 | Up to $25,000 2 | 2.03% | 2.05% |
Above $25,000 | 0.12% | 0.12% | ||
Non-qualifying balances | 0.05% | 0.05% | ||
Interest Plus Checking 4 | $100 | All balances | 0.10% | 0.10% |
Commercial Interest-Bearing Checking Accounts 5 B | ||||
Product | Minimum to Open | Interest Tiers | Rate | APY 1 |
Sole Ownership Account/Not-for-Profit 4 | $100 | $1,500 or greater | 0.10% | 0.10% |
Consumer/Commercial Savings Accounts 5 | ||||
Product | Minimum to Open | Interest Tiers | Rate | APY 1 |
Personal/Commercial Savings 4 A | $100 | All balances | 0.15% | 0.15% |
Money Market 4 B C | $1,000 | $1,000 to $9,999 | 0.05% | 0.05% |
$10,000 to $49,999 | 0.25% | 0.25% | ||
$50,000 to $99,999 | 0.25% | 0.25% | ||
$100,000 or greater | 0.25% | 0.25% | ||
Premium Money Market 4 B | $25,000 | Up to $24,999 | 0.10% | 0.10% |
$25,000 to $99,999 | 0.63% | 0.63% | ||
$100,000 to $499,999 | 0.88% | 0.88% | ||
$500,000 to $999,999 | 1.00% | 1.00% | ||
$1,000,000 to $2,499,999 | 1.25% | 1.26% | ||
$2,500,000 to $7,499,999 | 2.00% | 2.02% | ||
$7,500,000 or greater | 2.25% | 2.27% |
1 - APY = Annual Percentage Yield | A - Daily Balance - interest is paid on the amount of principle in the account each day |
2 - Must meet minimum monthly qualifications to earn premium rate | B - Daily Collected Balance - THe amount of the collected balance in teh account each day |
3 - A penalty may be imposed for early withdrawal | C - APY is paid on balances of $1,000 or greater |
4 - Account fees may reduce earnings | D - Indexed to Wall Street Journal Prime rates minus 3% |
5 - Interest rate and APY may change after account opening |